the plan for the future


A Short Introduction to Natural Money
Explaining Natural Money to Non-Economists
Money of the Natural Economic Order (economic theory)
Natural Money Overview
Feasibility of Natural Money
Copyright And Disclaimer

Natural Money Blog



The Power of Microeconomics
The Power of Macroeconomics
Financial Markets
Economics of Money and Banking, Part One
Economics of Money and Banking, Part Two
Poor Because Of Money

History, society and religion
A Brief History of Humankind
Model Thinking
An Introduction to Legal and Political Philosophy
The Bible's Prehistory, Purpose and Political Future
Practising Tolerance: The Church and the Jews in Italy


The solution

Natural Money is interest-free money with a holding tax. The maximum interest rate on loans is zero and there is a tax on money ranging from 0.5% to 1% per month. It can be attractive to lend out money at zero or slightly negative interest rates as you do not have to pay the holding tax on money lent, most notably if the currency is inflation-free.

Natural Money can help to enhance economic growth, end financial crises, make the economy sustainable, improve employment, and reduce wealth inequality. If Natural Money makes the economy perform better then real interest rates are higher. As the maximum interest rate is zero, the currency should rise in value faster than interest on regular money.


Overview of Economic History

Compounding interest
Becoming more flexible
Ending inflation
The age of financial engineering
What happened?
And now for a solution
Natural Money
The money for the future