the plan for the future


A Short Introduction to Natural Money
Explaining Natural Money to Non-Economists
Money of the Natural Economic Order (economic theory)
Natural Money Overview
Feasibility of Interest-Free Demurrage Currency
Copyright And Disclaimer

Natural Money Blog



The Power of Microeconomics
The Power of Macroeconomics
Financial Markets
Economics of Money and Banking, Part One
Economics of Money and Banking, Part Two
Poor Because Of Money

History, society and religion
A Brief History of Humankind
Model Thinking
An Introduction to Legal and Political Philosophy
The Bible's Prehistory, Purpose and Political Future
Practising Tolerance: The Church and the Jews in Italy


The solution

Tax cash with a holding tax of 10% per year and forbid charging interest rates above zero on loans:
* it will be attractive to lend out money at zero or negative interest rates as you don't have to pay the tax in this way;
* the holding tax encourages spending positive balances so there is no need for more debt;
* the holding tax can help to end financial crises because keeping liquidity is expensive;
* the maximum interest rate curbs reckless lending because there is no reward for taking excessive risk;
* the maximum interest rate stabilises the economy by reducing credit during a boom and increasing credit during a slowdown;
* there can be stable economic growth without crises so there is no need for government and central bank intervention.


Overview of Economic History

Compounding interest
Becoming more flexible
Ending inflation
The age of financial engineering
What happened?
And now for a solution
Natural Money
The money for the future